Back in the February, we experienced a sell-off within the equity markets that caused panic among some investors. At the time, we noted that volatility in equity markets is here to stay. Yesterday, the Dow Jones, S&P 500, and NASDAQ all fell by more than 3% (the latter by more than 4%). There are a few reasons why this may have happened and a couple of reasons why we at Atomi suggest it’s not reason to panic. Why Did This Happen? Interest rates have gone up and will continue to do so. The Federal Reserve has raised rates three times this year, and despite the current market volatility, a fourth hike is expected this December. When interest rates go up, the borrowing costs for individuals and